@font-face{font-family:Barlow;src:url(/fonts/barlow-condensed-700.ttf)format("truetype");font-style:normal;font-weight:700;font-display:swap}@font-face{font-family:Barlow;src:url(/fonts/barlow-condensed-800.ttf)format("truetype");font-style:normal;font-weight:800;font-display:swap}:root{--bg:#101b1c;--surface:#172527;--surface-2:#1d2e2f;--paper:#f5f3e9;--muted:#a9b9b5;--line:#354748;--lime:#d1ed75;--cyan:#84d8d2;--red:#ffb4a6;--gutter:clamp(22px,4vw,72px);--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:104px}body{background:var(--bg);color:var(--paper);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}button,input{font:inherit}a{color:inherit;text-decoration:none}button,a,input,summary{-webkit-tap-highlight-color:transparent}button,a,summary{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed}img{max-width:100%;height:auto;display:block}svg{flex-shrink:0}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.08}h1,h2{font-family:Barlow,Arial Narrow,Arial,sans-serif;font-weight:800}p{margin-bottom:1.2em}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,[tabindex]:focus-visible{outline:2px solid var(--cyan);outline-offset:5px}::selection{background:var(--lime);color:var(--bg)}.skip-link{z-index:200;background:var(--lime);color:var(--bg);padding:12px 20px;font-weight:700;position:fixed;top:12px;left:20px;transform:translateY(-180%)}.skip-link:focus{transform:translateY(0)}.eyebrow{letter-spacing:1.5px;color:var(--lime);align-items:center;gap:10px;margin-bottom:18px;font:600 11px/1.5 ui-monospace,SFMono-Regular,Consolas,monospace;display:flex}.status-dot{background:var(--lime);border-radius:50%;width:7px;height:7px}.button{border:1px solid var(--lime);background:var(--lime);color:#17201a;border-radius:4px;justify-content:center;align-items:center;gap:18px;min-height:49px;padding:12px 22px;font-size:14px;font-weight:700;line-height:1.5;transition:background .15s,border-color .15s,transform .15s;display:inline-flex}.button:hover{background:#e2f8a0;border-color:#e2f8a0;transform:translateY(-1px)}.button-secondary{color:var(--paper);background:0 0;border-color:#506060}.button-secondary:hover{background:var(--surface-2);border-color:var(--muted)}.button-small{gap:12px;min-height:44px;padding:10px 16px;font-size:12px}.button-row{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.text-link{color:var(--lime);align-items:center;gap:12px;min-height:44px;font-size:13px;font-weight:700;line-height:1.5;display:inline-flex}.text-link:hover{text-underline-offset:5px;text-decoration:underline}.text-button{color:var(--lime);background:0 0;border:0;align-items:center;gap:10px;min-height:44px;padding:8px 0;font-size:13px;display:inline-flex}.text-button:hover{text-decoration:underline}.small{font-size:12px!important}.site-header{height:84px;padding:0 var(--gutter);border-bottom:1px solid var(--line);background:var(--bg);z-index:60;justify-content:space-between;align-items:center;gap:28px;display:flex;position:relative}.brand{flex-shrink:0;align-items:center;gap:12px;display:inline-flex}.brand>span{letter-spacing:.4px;font-family:Barlow,Arial Narrow,Arial,sans-serif;font-size:22px;font-weight:800;line-height:1}.brand small{letter-spacing:1.6px;color:var(--muted);margin-top:7px;font-family:ui-monospace,SFMono-Regular,Consolas,monospace;font-size:8px;font-weight:400;display:block}.desktop-nav{align-items:center;gap:25px;display:flex}.desktop-nav a{color:#c3cfca;align-items:center;min-height:44px;font-size:12px;display:flex}.desktop-nav a:hover,.desktop-nav a[aria-current=page]{color:var(--lime)}.menu-toggle{border:1px solid var(--line);color:var(--paper);background:0 0;border-radius:4px;justify-content:center;align-items:center;width:46px;height:46px;display:none}.mobile-nav{border-bottom:1px solid var(--line);background:var(--bg);padding:12px var(--gutter) 24px;position:absolute;top:100%;left:0;right:0;box-shadow:0 18px 26px #0006}.mobile-nav a{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:15px 0;font-size:16px;display:flex}.mobile-nav a:last-child{color:var(--lime);border:0}.home-main{width:100%;padding:0 var(--gutter)}.hero{padding-top:47px}.hero-topline{justify-content:space-between;align-items:center;display:flex}.hero-topline .eyebrow{margin:0}.hero-note{letter-spacing:1.2px;color:var(--muted);font:10px ui-monospace,monospace}.hero h1{letter-spacing:-2.5px;margin:42px 0 34px;font-size:clamp(92px,12vw,196px);line-height:.84}.hero h1>span{display:block}.hero h1 .hero-subtitle{color:var(--lime);letter-spacing:-.7px;margin-top:13px;font-size:.49em;line-height:1.05}.hero-bottom{justify-content:space-between;align-items:center;gap:40px;margin-bottom:40px;display:flex}.hero-bottom>p{color:#bdcbc5;max-width:520px;margin:0;font-size:15px;line-height:1.75}.hero-bottom .button-row{flex-shrink:0}.hero-image{background:var(--surface);border:1px solid #405452;border-radius:5px;height:clamp(260px,27vw,470px);margin:0;position:relative;overflow:hidden}.hero-image>img{object-fit:cover;object-position:50% 49%;width:100%;height:100%}.hero-image:after{content:"";pointer-events:none;background:linear-gradient(#0000,#061719a6);position:absolute;inset:65% 0 0}.image-tag{letter-spacing:1.3px;z-index:1;background:#102326d9;border:1px solid #ffffff30;border-radius:3px;align-items:center;gap:19px;padding:13px 17px;font:700 11px ui-monospace,monospace;display:flex;position:absolute;bottom:29px;left:28px}.image-tag svg{color:var(--lime)}.hero-image figcaption{color:#fff;z-index:1;font-size:9px;position:absolute;bottom:14px;right:20px}.home-section{border-bottom:1px solid var(--line);padding:66px 0}.section-heading{justify-content:space-between;align-items:flex-end;gap:38px;margin-bottom:32px;display:flex}.section-heading>div{max-width:800px}.section-heading h2{letter-spacing:-.3px;max-width:850px;margin:0;font-size:clamp(34px,3.6vw,58px)}.section-heading .eyebrow{margin-bottom:12px}.section-heading>p{color:var(--muted);max-width:310px;margin:0;font-size:13px;line-height:1.7}.decision-table{border-top:1px solid var(--line)}.decision-table-head{background:var(--surface);color:var(--muted);letter-spacing:1.2px;grid-template-columns:1.15fr 1.6fr .72fr;gap:32px;padding:17px 20px;font:10px ui-monospace,monospace;display:grid}.decision-row{border-bottom:1px solid var(--line);grid-template-columns:1.15fr 1.6fr .72fr;align-items:center;gap:32px;padding:26px 20px;display:grid}.decision-row:last-child{border-bottom:0}.decision-row h3{align-items:flex-start;gap:18px;margin:0;font-size:15px;line-height:1.5;display:flex}.row-number{color:var(--muted);padding-top:4px;font:12px ui-monospace,monospace}.decision-row p{color:#d0d9d3;margin:0 0 10px;font-size:13px;line-height:1.7}.success-check{color:var(--muted);align-items:center;gap:7px;font-size:11px;display:flex}.success-check svg{color:var(--cyan)}.decision-row>.text-link{justify-content:flex-end;font-size:12px}.compact{align-items:center;margin-bottom:23px}.compact .eyebrow{margin:0}.date-label{letter-spacing:1px;color:var(--muted);font:9px ui-monospace,monospace}.notice-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.notice{background:var(--surface);border:1px solid var(--line);border-radius:4px;padding:29px 34px;position:relative}.notice .eyebrow{color:var(--cyan);margin-bottom:14px;font-size:9px}.notice h2{text-transform:uppercase;max-width:90%;margin-bottom:12px;font-family:Barlow,sans-serif;font-size:29px;line-height:1.13}.notice p{color:var(--muted);max-width:540px;margin-bottom:8px;font-size:13px}.notice-number{color:#7e9390;font-size:29px;position:absolute;top:18px;right:26px}.loop-strip{border:1px solid var(--line);border-radius:4px;grid-template-columns:repeat(5,1fr);margin:0;padding:0;list-style:none;display:grid}.loop-strip>li{border-right:1px solid var(--line);padding:27px 25px}.loop-strip>li:last-child{border:0}.loop-number{color:var(--cyan);margin-bottom:29px;font:11px ui-monospace,monospace;display:block}.loop-strip h3{text-transform:uppercase;margin:0 0 9px;font:700 28px Barlow,sans-serif}.loop-strip p{color:var(--muted);margin:0;font-size:12px;line-height:1.75}.section-link{margin-top:20px}.decision-notes{grid-template-columns:1fr 1fr;gap:55px;display:grid}.decision-notes>article{align-items:flex-start;gap:23px;display:flex}.note-icon{background:var(--lime);color:var(--bg);border-radius:4px;flex-shrink:0;justify-content:center;align-items:center;width:54px;height:54px;display:flex}.note-icon>span{font-size:31px;font-weight:700;line-height:1}.decision-notes h3{letter-spacing:-.3px;margin:3px 0 15px;font-size:21px;line-height:1.35}.decision-notes p{color:var(--muted);margin-bottom:8px;font-size:13px;line-height:1.85}.guide-map{grid-template-columns:1fr 1fr;column-gap:50px;display:grid}.guide-entry{border-top:1px solid var(--line);align-items:flex-start;gap:22px;min-width:0;padding:26px 0;display:flex}.guide-entry:nth-last-child(-n+2){border-bottom:1px solid var(--line)}.guide-number{color:var(--muted);margin-top:7px;font:11px ui-monospace,monospace}.guide-entry>div{flex:1}.guide-entry h3,.guide-entry h2{text-transform:uppercase;margin:0 0 9px;font:700 27px/1.1 Barlow,Arial Narrow,sans-serif}.guide-entry p{color:var(--muted);max-width:380px;margin:0;font-size:12px;line-height:1.7}.guide-entry>svg{color:var(--lime);margin-top:2px}.guide-entry:hover h3,.guide-entry:hover h2{color:var(--lime)}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;justify-content:space-between;align-items:center;gap:25px;padding:25px 0;font-size:16px;font-weight:700;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary svg{color:var(--lime);transition:transform .15s}.faq-list details[open] summary svg{transform:rotate(45deg)}.faq-list details>div{max-width:850px;padding:0 0 23px}.faq-list details p{color:var(--muted);margin-bottom:9px;font-size:14px;line-height:1.9}.home-closing{justify-content:space-between;align-items:center;gap:24px;padding:42px 0 50px;display:flex}.home-closing .eyebrow{color:var(--muted);margin-bottom:8px;font-size:9px}.home-closing p:last-child{text-transform:uppercase;margin:0;font:700 33px Barlow,sans-serif}.site-footer{border-top:1px solid var(--line);padding:40px var(--gutter) 25px;background:#0d1718}.footer-top,.footer-bottom{justify-content:space-between;align-items:center;gap:35px;display:flex}.footer-top{border-bottom:1px solid #2b3a3c;padding-bottom:31px}.footer-bottom{align-items:flex-start;padding-top:23px}.footer-bottom p{color:#91a49d;max-width:480px;margin:0;font-size:10px;line-height:1.9}.footer-bottom nav{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:5px 19px;max-width:550px;display:flex}.footer-bottom nav>a,.footer-button{color:#bdcbc5;background:0 0;border:0;align-items:center;min-height:36px;padding:0;font-size:10px;display:flex}.footer-bottom nav>a:hover,.footer-button:hover{color:var(--lime)}.inner-grid{padding:0 var(--gutter);grid-template-columns:minmax(160px,1fr) minmax(0,900px) minmax(160px,1fr);gap:32px;width:100%;display:grid}.empty-rail{min-width:0}.article-column{min-width:0;padding:38px 0 75px}.breadcrumbs{color:var(--muted);align-items:center;gap:10px;margin-bottom:39px;font-size:11px;display:flex}.breadcrumbs a:hover{color:var(--lime)}.article-heading .eyebrow{font-size:10px}.article-heading h1{text-transform:uppercase;letter-spacing:-.5px;max-width:870px;margin:0 0 24px;font-size:clamp(48px,4.8vw,73px);line-height:1.02}.article-intro{color:#c3cfca;max-width:75ch;margin:0 0 23px;font-size:17px;line-height:1.8}.article-meta{color:var(--muted);border-bottom:1px solid var(--line);align-items:center;gap:11px;padding-bottom:29px;font-size:10px;display:flex}.on-this-page{border-bottom:1px solid var(--line);flex-wrap:wrap;align-items:center;gap:8px 22px;margin-bottom:32px;padding:22px 0 26px;display:flex}.on-this-page>span{letter-spacing:1px;color:var(--muted);flex-basis:100%;font:9px ui-monospace,monospace}.on-this-page a{color:var(--cyan);align-items:center;min-height:28px;font-size:11px;display:inline-flex}.on-this-page a:hover{text-decoration:underline}.article-image{margin:30px 0 40px}.article-image img{border:1px solid var(--line);object-fit:cover;object-position:center;border-radius:4px;width:100%;max-height:310px}.article-image figcaption{color:var(--muted);padding-top:8px;font-size:9px}.prose-section{margin-top:43px;scroll-margin-top:25px}.prose-section h2{text-transform:uppercase;margin-bottom:19px;font-size:33px;line-height:1.16}.prose-section p{color:#c4d0ca;margin-bottom:20px;font-size:15px;line-height:1.9}.prose-section p:last-child{margin-bottom:0}.table-scroll{overscroll-behavior-x:contain;border:1px solid var(--line);border-radius:4px;margin:23px 0 24px;overflow-x:auto}table{border-collapse:collapse;text-align:left;width:100%;min-width:550px;font-size:12px;line-height:1.8}thead{background:var(--surface-2)}thead th{color:var(--cyan);letter-spacing:.2px;padding:13px 17px;font-size:10px;font-weight:700}tbody td,tbody th{vertical-align:top;border-top:1px solid var(--line);padding:18px 17px}tbody th{color:var(--paper);width:26%;font-weight:700}tbody td{color:#bfcdc6}tbody tr:nth-child(2n){background:#152122}.steps{border-top:1px solid var(--line);margin:23px 0 26px;padding:0;list-style:none}.steps li{border-bottom:1px solid var(--line);align-items:flex-start;gap:20px;padding:19px 0;display:flex}.step-index{color:var(--lime);background:#26362b;border:1px solid #4b6242;border-radius:3px;flex-shrink:0;justify-content:center;align-items:center;width:29px;height:29px;margin-top:2px;font:11px ui-monospace,monospace;display:flex}.steps li p{margin:0;font-size:14px;line-height:1.8}.callout{background:#25352a;border:1px solid #526445;border-radius:4px;align-items:flex-start;gap:15px;margin:23px 0;padding:22px;display:flex}.callout svg{color:var(--lime);margin-top:3px}.callout p{color:var(--paper);font-size:15px;font-weight:700;margin:0!important}.takeaway{border-left:3px solid var(--lime);background:var(--surface);margin:40px 0;padding:27px 30px}.takeaway .eyebrow{margin-bottom:13px;font-size:9px}.takeaway p:last-child{color:var(--paper);margin:0;font-size:17px;font-weight:600;line-height:1.65}.source-notes{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:35px;padding:28px 0}.source-notes .eyebrow{color:var(--muted);margin-bottom:12px;font-size:9px}.source-notes>p:not(.eyebrow){color:var(--muted);font-size:11px;line-height:1.8}.source-notes ul{margin:12px 0;padding:0;list-style:none}.source-notes li{padding:6px 0;font-size:11px;line-height:1.8}.source-notes li a{color:var(--cyan);align-items:center;gap:8px;display:inline-flex}.source-notes li a:hover{text-decoration:underline}.source-notes>.text-link{font-size:10px}.related{margin-top:40px}.related h2{text-transform:uppercase;margin-bottom:20px;font-size:31px}.related-link{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:15px;padding:17px 0;font-size:13px;display:flex}.related-link svg,.related-link:hover{color:var(--lime)}.official-links{margin-top:35px}.timed-source{color:var(--cyan);margin-top:25px;font-size:11px;line-height:2.2}.timed-source a{align-items:center;gap:6px;display:inline-flex}.guide-index{grid-template-columns:1fr;gap:0;margin-top:35px}.guide-index .guide-entry{padding:28px 0}.guide-index .guide-entry:nth-last-child(2){border-bottom:0}.guide-index .guide-entry p{max-width:650px;font-size:14px}.source-directory{margin-top:35px}.source-directory>section{border-top:1px solid var(--line);padding:28px 0}.source-directory .eyebrow{color:var(--cyan);margin-bottom:13px;font-size:9px}.source-directory h2{margin-bottom:12px;font-size:28px}.source-directory h2 a{justify-content:space-between;align-items:flex-start;gap:15px;display:flex}.source-directory h2 a:hover{color:var(--lime)}.source-directory p:not(.eyebrow){color:var(--muted);margin:0;font-size:13px;line-height:1.85}.calculator{border:1px solid #4e6246;border-radius:5px;margin:33px 0 38px;overflow:hidden}.calculator-top{background:var(--surface);justify-content:space-between;align-items:center;gap:18px;padding:19px 25px;display:flex}.calculator-top .eyebrow{margin:0;font-size:9px}.calculator form{padding:28px}.form-grid{grid-template-columns:1fr 1fr;gap:25px 24px;display:grid}.form-field label{margin-bottom:9px;font-size:12px;font-weight:700;display:block}.form-field label>span{color:var(--lime)}.form-field input{width:100%;min-height:49px;color:var(--paper);background:#0d1819;border:1px solid #516061;border-radius:3px;padding:10px 13px;font-size:17px}.form-field input::placeholder{color:#6c827c}.form-field input:focus{border-color:var(--cyan)}.form-field input[aria-invalid=true]{border-color:var(--red)}.form-field small{color:var(--muted);margin-top:8px;font-size:10px;line-height:1.6;display:block}.field-error{color:var(--red);margin-top:7px;font-size:11px;display:block}.adjustments{border-top:1px solid var(--line);margin:25px 0 23px}.adjustments summary{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;min-height:44px;padding:19px 0;font-size:12px;list-style:none;display:flex}.adjustments summary::-webkit-details-marker{display:none}.adjustments summary span{color:var(--cyan);white-space:nowrap;font:9px ui-monospace,monospace}.adjustments>p{color:var(--muted);font-size:11px;line-height:1.8}.adjustments>.form-grid{margin-bottom:25px}.calculator-actions{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.calculator-actions>small{color:var(--muted);margin-left:auto;font-size:9px}.calculator-actions>.button{gap:12px;font-size:12px}.calculator-result{background:#25372a;border-top:1px solid #4e6246;min-height:185px;padding:27px 28px}.calculator-result:focus{outline-offset:-6px}.empty-result{flex-direction:column;justify-content:center;align-items:flex-start;min-height:130px;display:flex}.empty-result svg{color:var(--lime);margin-bottom:12px}.empty-result p{margin:0 0 5px;font-size:16px;font-weight:700}.empty-result span{color:#adbea7;font-size:12px;line-height:1.8}.result-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.result-grid>div{flex-direction:column;display:flex}.result-grid span{color:#bbceb4;font-size:11px}.result-grid strong{color:var(--lime);margin:5px 0;font-family:Barlow,sans-serif;font-size:51px;line-height:1.25}.result-grid strong.loss{color:var(--red)}.result-grid em{margin-left:6px;font:15px Arial,sans-serif}.result-grid small{color:#b4c7ac;font-size:10px}.goal-result{border-top:1px solid #52684a;margin-top:22px;margin-bottom:0;padding-top:18px;font-size:12px;line-height:1.8}.goal-result strong{color:var(--lime)}.result-note{color:#b4c7ac;margin:18px 0 0;font-size:10px;line-height:1.8}.form-error{color:var(--red);margin:18px 0 0;font-size:12px}.plain-list{color:#c4d0ca;padding-left:22px;font-size:14px;line-height:1.85}.plain-list li{padding:6px 0 6px 4px}.not-found{padding:60px 0 80px}.not-found h1{text-transform:uppercase;font-size:66px}.not-found p{color:var(--muted)}.not-found .button{margin-top:20px}.consent-banner{z-index:100;background:#23332d;border:1px solid #6d8257;border-radius:5px;align-items:center;gap:30px;max-width:920px;margin:0 auto;padding:23px;display:flex;position:fixed;bottom:20px;left:20px;right:20px;box-shadow:0 12px 50px #0008}.consent-banner strong{font-size:14px}.consent-banner p{color:#c7d4c8;margin:6px 0 0;font-size:12px;line-height:1.8}.consent-banner p a{text-underline-offset:3px;text-decoration:underline}.consent-actions{flex-direction:column;flex-shrink:0;gap:9px;display:flex}.consent-actions .button{min-height:44px;padding:9px 15px;font-size:12px}@media (min-width:1800px){.home-main .hero-bottom>p{max-width:660px;font-size:18px}.decision-row p{font-size:15px}.decision-row h3{font-size:17px}.guide-entry p,.loop-strip p{font-size:14px}.inner-grid{grid-template-columns:minmax(180px,1fr) minmax(0,900px) minmax(180px,1fr)}}@media (max-width:1200px){.desktop-nav{gap:18px}.site-header{gap:20px}.inner-grid{grid-template-columns:minmax(120px,1fr) minmax(0,820px) minmax(120px,1fr);gap:24px}.hero-bottom{align-items:flex-start;gap:25px}.hero-bottom>p{max-width:430px}.hero-bottom .button{padding:12px 17px}.loop-strip>li{padding:23px 20px}.decision-notes{gap:32px}.decision-notes>article{gap:18px}.decision-notes h3{font-size:19px}}@media (max-width:1100px){.inner-grid{padding:0 32px;display:block}.empty-rail{display:none}.article-column{max-width:900px;margin:0 auto}.desktop-nav,.header-play{display:none}.menu-toggle{display:flex}.site-header{height:76px}.hero-bottom{flex-direction:column;align-items:flex-start;gap:24px}.hero-bottom>p{max-width:650px}.section-heading>p{max-width:260px}.decision-row{grid-template-columns:1.1fr 1.7fr .7fr;gap:20px;padding:22px 12px}.decision-table-head{grid-template-columns:1.1fr 1.7fr .7fr;gap:20px;padding:15px 12px}.decision-row h3{gap:12px}.decision-row>.text-link{font-size:11px}.loop-strip>li{padding:22px 17px}.footer-bottom{flex-direction:column;gap:13px}.footer-bottom nav{justify-content:flex-start}.footer-bottom nav>a,.footer-button{min-height:44px}.hero h1{font-size:clamp(92px,14vw,170px)}}@media (max-width:760px){:root{--gutter:22px}.site-header{height:72px}.brand img{width:35px;height:35px}.brand>span{font-size:21px}.brand small{font-size:7px}.hero{padding-top:30px}.hero-note{display:none}.hero-topline .eyebrow{letter-spacing:1.1px;font-size:9px}.hero h1{letter-spacing:-1.7px;margin:32px 0 25px;font-size:clamp(77px,16.4vw,124px);line-height:.89}.hero h1 .hero-subtitle{letter-spacing:-.1px;margin-top:12px;font-size:.45em}.hero-bottom{margin-bottom:29px}.hero-bottom>p{font-size:14px;line-height:1.8}.hero-bottom .button-row{gap:10px}.hero-bottom .button{gap:11px;padding:12px 16px;font-size:12px}.hero-image{height:260px}.hero-image>img{object-position:50% 48%}.image-tag{gap:12px;padding:9px 11px;font-size:8px;bottom:28px;left:15px}.hero-image figcaption{font-size:7px;bottom:8px;right:11px}.home-section{padding:43px 0}.section-heading{margin-bottom:25px;display:block}.section-heading h2{font-size:36px;line-height:1.05}.section-heading .eyebrow{font-size:9px}.section-heading>p{max-width:450px;margin-top:17px;font-size:13px}.decision-table-head{display:none}.decision-row{flex-direction:column;align-items:flex-start;gap:14px;padding:23px 0;display:flex}.decision-row h3{gap:15px;font-size:16px}.row-number{font-size:10px}.decision-row>div{padding-left:31px}.decision-row>.text-link{min-height:31px;margin-left:31px;font-size:12px}.decision-row p{font-size:13px}.success-check{align-items:flex-start;font-size:10px;line-height:1.7}.success-check svg{margin-top:2px}.compact{align-items:flex-start;gap:12px;display:flex}.compact .eyebrow{margin:0;font-size:8px}.date-label{text-align:right;letter-spacing:.5px;max-width:140px;font-size:8px;line-height:1.8}.notice-grid{grid-template-columns:1fr;gap:15px}.notice{padding:25px}.notice h2{font-size:28px}.loop-strip{padding:0 22px;display:block}.loop-strip>li{border-right:0;border-bottom:1px solid var(--line);grid-template-columns:32px 1fr;gap:4px 11px;padding:23px 0;display:grid}.loop-strip h3{margin:0 0 4px;font-size:28px}.loop-number{grid-row:1/3;margin:8px 0 0}.loop-strip p{grid-column:2;max-width:400px;font-size:12px}.decision-notes{grid-template-columns:1fr;gap:32px}.decision-notes>article{gap:17px}.note-icon{width:43px;height:43px}.decision-notes h3{margin-top:0;font-size:19px}.decision-notes p{font-size:13px}.guide-map{grid-template-columns:1fr;gap:0}.guide-entry{gap:17px;padding:23px 0}.guide-entry:nth-last-child(2){border-bottom:0}.guide-entry h3,.guide-entry h2{font-size:27px}.guide-entry p{font-size:12px}.guide-number{font-size:10px}.guide-entry>svg{width:20px}.faq-list summary{gap:20px;padding:22px 0;font-size:14px;line-height:1.6}.faq-list details p{font-size:13px}.home-closing{flex-direction:column;align-items:flex-start;gap:20px;padding:33px 0 40px}.home-closing p:last-child{font-size:30px}.footer-top{flex-direction:column;align-items:flex-start;gap:18px;padding-bottom:21px}.site-footer{padding-top:31px}.footer-top>.text-link{font-size:12px}.footer-bottom p{font-size:10px}.footer-bottom nav{gap:0 21px}.footer-bottom nav>a,.footer-button{font-size:11px}.inner-grid{padding:0 22px}.article-column{padding-top:25px;padding-bottom:52px}.breadcrumbs{margin-bottom:28px;font-size:10px}.article-heading .eyebrow{letter-spacing:1.1px;font-size:8px}.article-heading h1{margin-bottom:22px;font-size:47px;line-height:1.02}.article-intro{font-size:15px;line-height:1.8}.article-meta{gap:8px;padding-bottom:24px;font-size:9px}.on-this-page{gap:3px 17px;margin-bottom:26px;padding:19px 0}.on-this-page a{min-height:35px;font-size:10px;line-height:1.7}.on-this-page>span{margin-bottom:5px}.article-image{margin:25px 0 33px}.article-image img{object-fit:cover;height:200px}.prose-section{margin-top:34px}.prose-section h2{margin-bottom:17px;font-size:29px;line-height:1.14}.prose-section p{font-size:14px;line-height:1.85}.table-scroll{margin:21px 0}table{min-width:540px;font-size:11px}thead th{padding:12px 15px;font-size:10px}tbody td,tbody th{padding:15px}.steps li{gap:14px;padding:17px 0}.steps li p{font-size:13px}.step-index{width:26px;height:26px;font-size:10px}.callout{gap:12px;padding:18px}.callout p{font-size:13px}.takeaway{margin:32px 0;padding:23px 22px}.takeaway p:last-child{font-size:15px}.takeaway .eyebrow{font-size:8px}.official-links{flex-direction:column;align-items:stretch}.official-links .button{font-size:12px}.source-notes li{font-size:10px}.source-notes li a{min-height:32px}.source-notes>.text-link{font-size:11px}.related h2{font-size:29px}.related-link{min-height:50px;font-size:12px}.calculator{margin-top:26px}.calculator-top{gap:10px;padding:12px 17px}.calculator-top .eyebrow{letter-spacing:.6px;gap:8px;font-size:8px}.calculator-top .text-button{gap:6px;font-size:11px}.calculator form{padding:23px 19px}.form-grid{grid-template-columns:1fr;gap:23px}.form-field label{font-size:12px}.form-field input{min-height:49px;font-size:17px}.form-field small{font-size:10px}.adjustments summary{gap:12px;font-size:12px;line-height:1.7}.adjustments summary span{font-size:8px}.calculator-actions>.button{gap:8px;padding:11px 14px;font-size:12px}.calculator-actions>small{flex-basis:100%;margin:5px 0 0}.calculator-result{padding:23px 20px}.calculator-result .eyebrow{font-size:8px}.result-grid{grid-template-columns:1fr;gap:20px}.result-grid strong{margin:3px 0;font-size:49px}.result-grid>div+div{border-top:1px solid #4b6044;padding-top:18px}.result-grid em,.empty-result p{font-size:14px}.empty-result span{font-size:11px}.source-directory h2{font-size:27px}.source-directory p:not(.eyebrow),.guide-index .guide-entry p{font-size:13px}.consent-banner{max-height:75vh;padding:19px;display:block;bottom:12px;left:12px;right:12px;overflow-y:auto}.consent-banner p{font-size:11px}.consent-actions{flex-flow:wrap;margin-top:16px}.consent-actions>.button{flex:1;font-size:11px}.not-found{padding-top:30px}.not-found h1{font-size:50px}.not-found p{font-size:14px}}@media (max-width:360px){:root{--gutter:17px}.inner-grid{padding:0 17px}.hero h1{font-size:16vw}.hero-bottom .button-row{flex-direction:column;align-items:stretch;width:100%}.hero-bottom .button{width:100%}.brand>span{font-size:19px}.brand small{font-size:6px}.hero-image{height:235px}.article-heading h1{font-size:42px}.calculator-actions{flex-direction:column;align-items:stretch}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}.button:hover{transform:none}}